Welcome to Nio Capital
Your Partner in Insurance, Loans and Business Guidance.
Operating with SMS Informatics Limited, we help individuals, families and businesses understand their options clearly and take the next step with confidence.
Practical guidance for personal and business finance decisions
Nio Capital operates with SMS Informatics Limited. Since January 28, 2020, our team has provided business consulting to over 50 businesses.
Today we bring that experience to two everyday needs: protecting what matters through insurance, and financing goals through loans. We explain options in plain language, help you prepare, and stay with you through the process — while being clear that insurers and lenders make the final decisions.
More about usBusiness consulting
Management consulting and business development support.
Documentation
Business content, documentation and presentation support.
Insurance assistance
Understanding cover options for people, vehicles and businesses.
Loan assistance
Preparing for personal, home, vehicle and business loans.
Clear, honest and on your side
We focus on helping you make an informed decision — not on pushing a product.
Plain-language advice
We explain features, exclusions, costs and obligations without jargon.
Business experience
Consulting experience with over 50 businesses since 2020.
Privacy first
We collect only what is needed to help you and never ask for OTPs or passwords.
Personal follow-up
A real person reviews every enquiry and contacts you the way you prefer.
Four simple steps
- 1
Share your requirement
Fill a short enquiry form, call us, or message us on WhatsApp.
- 2
We understand your needs
Our team contacts you to understand your situation and goals.
- 3
Review your options
We explain the options that may suit you, along with their costs and conditions.
- 4
Decide with confidence
You choose. We help with the next steps and stay available for questions.
Talk to Nio Capital
Call, email, WhatsApp or visit us. We're happy to help.
- Insurance enquiries +91 70901 94646 · WhatsApp
- Loan enquiries +91 70909 14646 · WhatsApp
- Office+91 73532 34451
- Office address#8, 1st Cross, Lingappa Layout
Abbigere, Chikkabanawara Post
Bengaluru, Karnataka – 560090 - HoursMonday to Saturday, 10:00 AM – 6:30 PM
Send us a message
Choose whether your question is about insurance or loans and we'll route it to the right team.