Insurance Disclaimer

Last updated: October 10, 2026

• Nio Capital is not an insurance company. Insurance policies are issued and serviced by insurers.
• Coverage, exclusions, waiting periods, sub-limits, eligibility, underwriting decisions and premiums depend entirely on the insurer and the specific policy you select.
• Claims are assessed and settled by the insurer according to the policy terms and conditions. We cannot guarantee that any claim will be accepted.
• Information on this website is general and for understanding only. Always read the policy wording, prospectus / sales brochure and benefit illustration (where applicable) carefully before buying.
• Full and accurate disclosure of health, lifestyle, vehicle and business information in the proposal form is your responsibility; non-disclosure can lead to claim rejection or policy cancellation.
• Insurance is the subject matter of solicitation. Tax benefits, if any, are subject to changes in tax laws.
• We will never ask for your OTP, PIN, passwords or banking credentials.

EDIT: Soliciting or selling insurance in India is regulated by IRDAI. Add accurate registration details of the licensed entity (if any) through which policies are arranged, or remove references to arranging policies. Do not publish unverified registration numbers.