Monday to Saturday, 10:00 AM – 6:30 PM Loans: +91 70909 14646 support@niocapital.in
Nio Capital Loans

Finance for your home, your vehicle and your business growth

Understand your loan options, prepare the right documents and approach lenders with confidence.

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  • Personal & business loans
  • Documentation guidance
  • Honest expectations
Loan products

What are you planning to finance?

Select a loan type to learn about eligibility considerations and typical documents.

Personal Loan

Unsecured loans for medical needs, weddings, education, travel, home improvement and more.

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Home Loan

Purchase, construction, plot-plus-construction, balance transfer and home improvement loans.

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Car Loan

Loans for new cars, pre-owned cars and commercial vehicles.

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Business Loan

Term loans, working capital, machinery finance and MSME funding options.

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Loan Against Property

Secured loans against residential or commercial property for personal or business needs.

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Other Loans

Education, two-wheeler, gold, professional and other loan requirements.

Learn more
Enquire about a loan
Partner offers

Apply directly with our lending partners

Your application is recorded with Nio Capital and sent to the partner you choose.

Axis Bank

Bank
9.99%Interest
Up to 5crLoan amount

Axis Bank

  • Axis Bank provides a diverse portfolio of financial credit options, including unsecured Personal Loans up to ₹1 Crore starting at 9.99% p.a., collateral-free Business Loans, structured Home Loans for buying or renovating property, and instant Loans on Credit Cards.
Personal LoanHome LoanCar LoanBusiness LoanLoan Against PropertyOther Loan
Apply with Axis Bank

You'll continue on Axis Bank's secure website. Rates and approval are decided by the lender.

B4salary

NBFC
35%Interest
1lakLoan amount

B4salary

  • Monthly Interest Rate 2.9166%
  • APR 35% (Fixed)
  • Tenure Minimum repayment period is 1 year and maximum repayment period is 3 years Loan Amount ₹5,000 - ₹1,00,000Processing Fee 2%
  • GST on Processing Fee 18%
Personal LoanBusiness LoanOther Loan
Apply with B4salary

You'll continue on B4salary's secure website. Rates and approval are decided by the lender.

BlinkR loan

NBFC

BlinkR loan

  • Eligibility Criteria
  • To apply for a BlinkR Loan, you should:
  • criteria icon
  • Age: 22 to 56 years
Personal LoanBusiness Loan
Apply with BlinkR loan

You'll continue on BlinkR loan's secure website. Rates and approval are decided by the lender.

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Why talk to us first

Better prepared, fewer surprises

Know what lenders look at

Income, credit history, obligations, documents and — for secured loans — the asset itself.

Get documents in order

Our business documentation background helps you prepare complete, organised paperwork.

Borrow responsibly

We encourage you to borrow only what you can comfortably repay and to read every agreement.

How it works

From enquiry to application

  1. 1

    Share your requirement

    Tell us the loan type, amount and purpose.

  2. 2

    Profile discussion

    We understand your income, obligations and timeline.

  3. 3

    Prepare

    We explain what lenders typically need and help you organise documents.

  4. 4

    Lender decision

    The lender assesses your application and decides approval, rate and terms.

Loan enquiry

Tell us what you need

Our loans team will call you to understand your requirement. Submitting an enquiry does not affect your credit score.

Minimum ₹10,000

Required for salaried applicants

Required for business loans

Please do not share OTPs, PINs, passwords, bank login details or identity documents in this form. We will never ask for them here.

Frequently asked questions

Are you a bank or lender?

No. Nio Capital is not a lender. Loans are provided by banks and NBFCs, who decide eligibility, interest rate, fees, tenure, approval and disbursement.

Will my enquiry affect my credit score?

Submitting this enquiry form does not trigger a credit check. Formal loan applications to a lender usually do — we will discuss this with you before any application.

Can you guarantee approval or a specific rate?

No one other than the lender can decide this. Be cautious of anyone who guarantees loan approval in exchange for an upfront payment.

How soon will you contact me?

We aim to contact you on the next working day during business hours.

What documents should I keep ready?

Usually KYC, income proof and bank statements, plus property or business documents for those loan types. Each product page has a detailed guide.

Have a financing goal in mind?

Talk it through with our team before you apply.

Start an enquiry +91 70909 14646
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