Life, health, motor, travel and business insurance — explained clearly, so you can choose cover that fits your needs and budget.
Choose a category to learn more and send a quick enquiry.
Term, savings-linked and other life cover options explained in plain language.
Learn moreIndividual, family floater and senior citizen health cover — understand what is and isn't covered.
Learn moreThird-party and comprehensive cover for private and commercial vehicles, plus renewals.
Learn moreSingle-trip, multi-trip, student and family travel cover for medical emergencies and disruptions.
Learn moreProperty, liability, employee and specialised covers for MSMEs and growing businesses.
Learn moreHome, personal accident, gadget, pet and other specialised protection needs.
Learn moreYour application is recorded with Nio Capital and sent to the partner you choose.
Car Insurance
You'll continue on Car Insurance's secure website. Rates and approval are decided by the lender.
Commercial Vehicle Insurance
You'll continue on Commercial Vehicle's secure website. Rates and approval are decided by the lender.
Health Insurance
You'll continue on Health Insurance's secure website. Rates and approval are decided by the lender.
We explain waiting periods, exclusions, sub-limits and deductibles so there are fewer surprises later.
We start from your needs, family and budget — not from a product we want to sell.
We help you understand the proposal form, because complete, honest disclosure matters at claim time.
Avoid gaps in cover and lost benefits by renewing on time.
We explain the insurer's claim steps and documents. The claim decision rests with the insurer.
Business consulting experience since 2020 helps us understand commercial insurance needs.
Tell us what you want to insure using the form, a call or WhatsApp.
We understand your requirement, existing cover and budget.
We walk you through suitable options and what each one covers and excludes.
You choose a policy and the insurer completes its process and issues the policy.
Share a few details and our insurance team will contact you. It takes under a minute.
Message us for quick help with insurance. Please don't share OTPs, passwords or documents in chat unless our team explains why they are needed.
No. Nio Capital is not an insurer. We provide information and assistance; policies are issued by insurers, who decide cover, premium and claims.
Please ask our team about any charges that may apply to your specific request before you proceed. We will be transparent about them.
We aim to contact you on the next working day during business hours. You can also WhatsApp or call us directly.
Each insurer prices risk differently and plans differ in features, limits and exclusions. That is why understanding the details matters more than the price alone.
We can explain the insurer's claim process and documents. Claim approval is decided by the insurer according to the policy terms.
We use it only to respond to your enquiry, as described in our Privacy Policy. We do not ask for OTPs, PINs or passwords.
Whether it's a new policy or a renewal, we're here to help you understand your options.
