Business Loan

Business loans can fund working capital, expansion, equipment and other business needs. Lenders look closely at business vintage, turnover, profitability, banking behaviour and documentation. With our background in business consulting and documentation, we help you understand what lenders look for and get your paperwork organised.

Common uses

• Working capital
• Purchase of machinery or equipment
• Business expansion
• Inventory and stock
• Overdraft / cash-credit limits
• Government-scheme-linked MSME loans, where eligible

Eligibility considerations

Lenders set their own criteria. These are factors lenders commonly consider:

• Business vintage (how long the business has operated).
• Annual turnover and profitability.
• Banking transactions and GST filings, where applicable.
• Credit history of the business and promoters.
• Collateral, if the loan is secured.

Documentation guidance

The exact list depends on the lender and your profile. Typically requested documents include:

• KYC of the business and promoters.
• Business registration / GST certificate, as applicable.
• Financial statements and ITRs.
• Bank statements for the period required.
• Project report or business plan for larger or new-project loans.

Please do not upload or send documents through the enquiry form. Our team will tell you what is needed and how to share it securely.

How we help

• Understand your requirement, repayment capacity and existing obligations.
• Explain what lenders typically look for and how to prepare.
• Help you organise your documents before you apply.
• Keep you informed and answer questions through the process.