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Bank partner

Apply with Kotak 0 Balance Account

Kotak 0 Balance Account

  • Features & Benefits
  • 💰 Get up to ₹6,000 cashback on debit card spends*
  • 💳 Free Platinum Debit Card
  • 🏧 Higher ATM withdrawal limit – up to ₹1 lakh/day
  • 🛡️ Insurance cover up to ₹80 lak
  • 📞 Dedicated customer support
  • Fees & Charges
  • 💳 Account Opening Charges – ₹0
  • ❌ No Maintenance Fees
  • 💰 Initial Funding Required: ₹10,000 Kotak811 Savings A/c
  1. 1 Share a few details — saved securely with Nio Capital.
  2. 2 Continue on Kotak 0 Balance Account's own secure page to complete the application.
  3. 3 Our team and the lender keep you updated. Approval, rate and terms are decided by Kotak 0 Balance Account.

Required for salaried applicants

Required for business loans

Please do not share OTPs, PINs, passwords, bank login details or identity documents in this form. We will never ask for them here.

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